BENEFITS OF YOUR CARIBPAY ACCOUNT
AND THE PREPAID VISAŽ © DELUXE TREASURECARD

Carry your money safely and securely

Shop wherever VisaŽ is accepted worldwide.Rent Car or Make Travel reservations through www.CaribPay.com and get $5 back each time when you successfully purchase a ticket, make a hotel reservation or rent a car through CaribPay.

Instant and Universal access to money

With your CaribPay master account you can have someone send you money and you can then transfer the money from your CaribPay master account to your Visa Deluxe TreasureCard in real time at your own convenience.

Instant Online Transactions Reports.

Always know your balance and note your deductions. Check your CaribPay account for instant transaction reports and monthly statements or call customer service at 1.940.940.9633 to find out the balance on your card any time of the day.

The combination of your CaribPay account and your Deluxe TreasureCard is so versatile; it even helps you stay connected.

Use your CaribPay Long Distance Calling Card Account to make long distance calls for as little as $0.04 cents a minute. Competitive international long distance rates are also available. Or add prepaid wireless minutes to your cell phone.

Free Bill Payment

Your CaribPay account and a Deluxe TreasureCard give you free bill payment. Pay any biller in the USA: Telephone (Bellsouth, SBC, Qwest, AT&T, Cingular, T-Mobile, and Verizon and many others), Power and Light, Mortgage, Car Payments, Insurance, Water, etc). Keep track of all your bills and schedule them whenever you need them to pay - All for free though www.Globpaybillpay.com. You also can easily pay bills in other countries such as Jamaica with your CaribPay account.

Reload your Deluxe TreasureCard - over and over again.

When you are ready to add more funds to your CaribPay account and transfer the funds there to your Visa Deluxe TreasureCard, don't worry. You may reload additional value at any time through

(1) www.CaribPay.com,

(2) By phone (1-800-960-9633) with a prepaid TreasureCard, TreasureCards are available at participating retail outlets.

(3) Through any bill payment outlets that uses the MasterCardŽ RPPS Network (such as check cashing stores and other bill payment services) or

(4) Through any Bank of America branch by first calling 1-800-960-9633.

My CaribPay account and the Visa Deluxe TreasureCard are perfect for me and my son, a college student. I transfer money to my CaribPay account and from my CaribPay account I am able to load send my son money to his CaribPay account and from there he can reload his Visa Deluxe TreasureCard every month and he can use it whenever he needs it. It's a great budgeting tool and he never have to worry about him being stranded without money. More importantly, I am able to pay my all my bills -for free, and make long distance telephone calls And, do all this because of my CaribPay account.